# HRK has no middleman

HRK is high privacy, signup-free and secure, executed peer-to-peer on the Blockchain. No middlemen, no counterparty risk, trustless and immutable protocol!

If you want to earn yield on your Bitcoin, you have to lend it out and hope you ever see it back again. Tragically, after 10 years, 42% of all Bitcoin now sits in only 2000 wallets. The people were given control, only to give it away again.

HRK cannot be blocked like FIAT kuna or EURO in your bank accounts. It is not possible. Your wallet is on your smartphone or computer desktop. You only need to take good care of your seed phrase and your password.

In HRK, no one owes you anything, it truly puts you in control. Your own HRK rewards yourself when you HOLD your own HRK. You are the part of the network being in complete control. There are no middlemen or managers in HRK. There are only developers working for further development.

Cryptocurrency was invented to remove middlemen and the need to trust other people with your money. Math is more trustworthy than man. HRK fulfills this. It does its magic with no management, no promises and no expectations from others. HRK performs well solely due to its design and community.

FIAT is political money, GOLD is physical money and HRK is mathematical money.

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